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Australian Income Fund
AFSL 000317391Sydney
Fixed rate bonds · Fixed income opportunities

Fixed Rate Bond & Fixed Income Opportunitiesfor Australian Investors.

Request information on available fixed rate bond and fixed income opportunities, including indicative rates, terms, eligibility and next steps.

  • AFSL 000317391
  • Australian investors
  • Eligibility applies
  • General information
Australian Income Fund may provide information on fixed rate bond and fixed income opportunities available to eligible investors. Product availability, eligibility and documentation apply. Capital may be at risk. Returns are not guaranteed unless expressly stated in formal documentation.
Current Bond InformationAvailable On Request

Fixed Rate Bond Information Available On Request

Product types
Fixed rate bonds & fixed-income opportunities
Terms
Short to multi-year options
Income
Monthly or quarterly where available
Review
Usually within 1 business day
Eligibility
Australian wholesale & sophisticated investors
Start Enquiry

Indicative only. Subject to availability and eligibility.

02 · Why Investors Use Us

An institutional approach to comparingincome-focused opportunities.

Investors engage Australian Income Fund for a disciplined, confidential pathway to review current term deposit and fixed-income opportunities — without the noise of general comparison sites.

Coverage

Curated Market Coverage

We monitor term deposit and fixed-income opportunities across Australian banks, mutual ADIs and select wholesale issuers — surfacing the offers eligible investors most often want to compare.

  • Major & regional ADIs
  • Mutual banks & credit unions
  • Selected wholesale fixed income
Guidance

Personalised Guidance

A specialist reviews each enquiry in confidence. We confirm objectives, income preferences and timeframe before sharing opportunities — no generic shortlists, no obligation.

  • Direct line to a specialist
  • Confidential review process
  • No-obligation framework
Process

Efficient Comparison Process

One enquiry, a side-by-side view of current rates, terms and eligibility requirements — with formal documentation provided so you can decide deliberately.

  • Single enquiry, multiple providers
  • Indicative rates & terms
  • Documentation prior to commitment
03 · What You Can Request

What you can request.

A clear view of the bond and fixed income information available to eligible investors on enquiry. Indicative only and subject to availability.

Fixed rate bond opportunities

Information on available fixed rate bond opportunities offered to eligible investors.

Fixed income opportunities

Defined-term income-focused opportunities available to eligible investors.

Indicative rate information

Current indicative rate information available on request, subject to eligibility and availability.

Income payment frequency

Monthly or quarterly income payment options where available.

Minimum investment amount

Minimum investment requirements applicable to each opportunity.

Eligibility and documentation

Details on eligibility, information memoranda, application forms and next steps.

Information provided on request and subject to eligibility, documentation and product availability.

04 · How It Works

A measured, five-step process.

A deliberate pathway from enquiry to documentation — designed to give eligible investors clarity before any commitment is made.

  1. 01

    Submit Enquiry

    Share your details through a confidential enquiry. Reviewed within one business day.

  2. 02

    Discuss Objectives

    A short conversation to confirm income preferences, timeframe and investment amount.

  3. 03

    Review Opportunities

    Receive a curated comparison of current term deposit and fixed-income opportunities.

  4. 04

    Confirm Eligibility

    We confirm eligibility against issuer requirements and the Corporations Act 2001 (Cth).

  5. 05

    Receive Provider Information

    Receive formal documentation directly from the relevant provider before deciding.

All enquiries handled in confidence by Australian Income Fund Limited · AFSL 000317391.

Begin Confidential Enquiry
05 · Market Coverage

Coverage across the Australianincome market.

We track offerings across the breadth of Australian providers so eligible investors can compare meaningful options in one place. Provider names disclosed on enquiry where relevant.

ADI

Major Australian Banks

Term deposit offerings from the largest Authorised Deposit-taking Institutions operating across Australia.

Regional ADI

Regional & Listed Banks

Competitive rates from regional banks and listed ADIs that frequently lead the market on selected terms.

Mutual ADI

Mutual Banks & Credit Unions

Member-owned mutuals and credit unions — often offering attractive rates on shorter and mid-length terms.

Wholesale

Wholesale Fixed Income

Defined-term, income-focused wholesale opportunities available to eligible investors. Capital may be at risk.

Provider categories monitored
20+
Term lengths reviewed
1 – 60 mths
Income frequencies
Monthly · Quarterly · At maturity
Investor eligibility
Retail & Wholesale

Bank term deposits are issued by the relevant ADI and may be covered by the Australian Government Financial Claims Scheme subject to eligibility and limits. Wholesale fixed-income opportunities are not bank deposits, are not covered by the FCS, and capital may be at risk.

06 · Market Commentary

Reading the Australianincome market.

A concise view of conditions shaping current term deposit and fixed-income opportunities — provided as general information only.

Cash Rate Environment

Australian rate environment

The Reserve Bank of Australia's policy stance continues to shape pricing across short-dated term deposits and fixed-income issuance. Investors comparing offers benefit from reviewing terms across multiple providers as repricing moves through the market.

Term Deposit Market

Term deposit market conditions

Headline rates across major, regional and mutual ADIs continue to differ meaningfully by term length and deposit size. Specials, promotional rates and bonus tiers are routinely updated, making like-for-like comparison important before commitment.

Fixed Income Trends

Wholesale fixed income trends

Defined-term, income-focused wholesale opportunities remain a consideration for eligible investors seeking diversification beyond traditional deposits. Structure, term, security and issuer profile vary — formal documentation should always be reviewed.

Commentary is general in nature and does not constitute personal financial advice. Rates, terms and product availability change without notice.

04 · Comparison

Fixed rate bonds vs variable income investments.

A balanced comparison to help eligible investors understand the structural differences. This comparison does not imply one option is suitable for all investors.

Option A

Fixed Rate Bonds

  • Defined coupon rate set at issue
  • Fixed term to maturity
  • Scheduled income payments
  • Capital return at maturity subject to issuer
  • Capital may be at risk
Option B

Variable Income Investments

  • Variable or market-linked returns
  • Often no defined maturity
  • Income may vary or be discretionary
  • Capital value may fluctuate with markets
  • Different risk profile and time horizon

Fixed rate bond and fixed income opportunities offered through Australian Income Fund are not bank deposits and are not covered by the Australian Government Financial Claims Scheme. Capital may be at risk.

05 · Suitability

Who this may suit.

The following profiles may find the fixed rate bond and fixed income information available through Australian Income Fund relevant. This is general guidance only and not a recommendation.

  • Investors seeking defined-term, income-focused opportunities

  • Investors comparing fixed rate bond opportunities

  • Investors looking for indicative coupon rate information

  • Investors comfortable reviewing an information memorandum before deciding

  • Eligible Australian wholesale and sophisticated investors

  • Investors who understand that capital may be at risk

Confidential Investor Enquiry

Request term deposit and fixed-income information.

Submit your details to receive information about available bank term deposit and fixed-income options. Reviewed in confidence by the Australian Income Fund team.

  • Reviewed within 1 business day
  • Confidential
  • AFSL 000317391
  • Eligibility applies · No obligation

Investor Information Request

Submit your details to receive information about available bank term deposit and fixed-income options.

Reviewed within 1 business day Confidential AFSL 000317391

By submitting this form, you are requesting general information only. Eligibility applies. Bank term deposit products are issued by the relevant bank. Fixed-income opportunities may involve investment risk.

Submitted in confidence. By continuing you accept our Privacy Policy and Terms.

08 · Important Information

Important information.

This website provides general information only and does not take into account your objectives, financial situation or needs. It is not personal financial advice. Product availability, indicative rates, terms and eligibility may change.

Fixed rate bond and fixed income opportunities referenced on this website are available to eligible investors only and may involve investment risk. Capital may be at risk. Returns are not guaranteed unless expressly stated in formal documentation. Opportunities are not bank deposits and are not covered by the Australian Government Financial Claims Scheme.